How It Works

Five steps. Three minutes.

Every applicant runs the same checks in the same order. Under three minutes, start to finish.

01

Applicant starts the screening

Your team sends a link. The applicant opens it in any browser. No app, no account. They step through each check in order.

  • Works in any mobile browser
  • Co-signer and household support
  • No tech support calls
02

Identity verification

The applicant photographs both sides of a government-issued ID, then takes a live selfie. Plaid matches the two in real time. If the faces don't match, it fails.

  • Government ID front and back
  • Live selfie match via Plaid
  • Flags mismatched and synthetic identities
03

Income verified at the source

The applicant connects their bank or payroll account directly. Income comes straight from the account, bypassing any document that could have been edited. For applicants who can't connect directly, ProofUp accepts uploaded documents as a fallback.

  • Direct bank and payroll connection
  • Payroll integration including gig economy
  • Document upload with AI analysis as fallback
04

Document fraud analysis

Every uploaded file gets scanned at the structural level. ProofUp reads how the file was built: hidden data layers, post-creation edits, metadata mismatches, known fake generator signatures, math that doesn't hold up.

  • Hidden layer and annotation detection
  • Metadata fingerprint matching per bank/payroll
  • Known generator site database
05

Pass / Flag / Fail in your dashboard

Within 2–3 minutes, the application lands in your leasing dashboard with a clear decision and the exact signals behind it. Your team sees what triggered every flag, with a specific reason attached. No black box scores.

  • Results in under three minutes
  • Per-flag explanations with specific reasons
  • Full audit trail for every decision

See it run on a real application.

In 30 minutes, we'll run a live screening end-to-end: Plaid connection, ID match, document scan. Then we'll walk you through the dashboard your leasing team would use every day.

Schedule a Demo
Schedule a Demo