How It Works
Five steps. Three minutes.
Every applicant runs the same checks in the same order. Under three minutes, start to finish.
Applicant starts the screening
Your team sends a link. The applicant opens it in any browser. No app, no account. They step through each check in order.
- Works in any mobile browser
- Co-signer and household support
- No tech support calls
Identity verification
The applicant photographs both sides of a government-issued ID, then takes a live selfie. Plaid matches the two in real time. If the faces don't match, it fails.
- Government ID front and back
- Live selfie match via Plaid
- Flags mismatched and synthetic identities
Income verified at the source
The applicant connects their bank or payroll account directly. Income comes straight from the account, bypassing any document that could have been edited. Applicants who can't connect upload documents instead, and ProofUp grades each file by how it was obtained. A PDF downloaded from the payroll portal is stronger evidence than a phone photo of the same page, and the report says which one you got.
- Direct bank and payroll connection
- Payroll integration including gig economy
- Uploaded files graded by source, portal PDF through phone scan
Document fraud analysis
Every uploaded file gets read twice. The structural pass reads how the file was built: hidden data layers, post-creation edits, metadata mismatches, known fake generator signatures, math that doesn't hold up. The content pass puts AI on the page itself, checking employer details, pay period continuity and figures that contradict the deposits underneath them. A forgery clean enough to survive one pass usually fails the other.
- Hidden layer and annotation detection
- Metadata fingerprint matching per bank/payroll
- AI content analysis on every uploaded page
- Known generator site database
One of five verdicts in your dashboard
Within 2 to 3 minutes the application lands in your leasing dashboard carrying a verdict, a risk level and the exact signals behind both. Passes requirements, passes with caution, non-recurring, needs review, fails requirements. Two of those pass at medium risk, which is the distinction a single score throws away. Every verdict states its reason in plain English and names the next step. No black box.
- Results in under three minutes
- Risk level attached to every verdict
- Plain-English reason and next step per flag
- Full audit trail for every decision
The verdict matrix
What each verdict means, and what it asks you to do.
A decision, a risk level and the evidence that produced them. Select a row for the action it implies.
See it run on a real application.
In 30 minutes, we'll run a live screening end-to-end: Plaid connection, ID match, document scan. Then we'll walk you through the dashboard your leasing team would use every day.
Schedule a Demo