Verify the income.
Not just the pay stub.
ProofUp connects directly to your applicant's bank and payroll to confirm real earnings, then verifies their identity and catches forged documents. Pass or Fail in under 3 minutes.
| Applicant | Unit | Rent | Income | Level | Method | Recommendation | Issue |
|---|---|---|---|---|---|---|---|
| M. Alvarez | 204 | $2,150 | $6,820 | 3.17x | Bank IncomeID + Selfie | Passes Requirements | |
| J. Patel | 118 | $1,895 | $3,910 | 2.06x | PaystubID + Selfie | Needs Review | Insufficient Info |
| D. Nguyen | 307 | $2,400 | $2,180 | 0.91x | Paystub | Fails Requirements | Fraud Detected |
| S. Williams | 412 | $1,750 | $5,640 | 3.22x | PayrollID + Selfie | Passes Requirements | |
| R. Okafor | 221 | $2,050 | $4,720 | 2.30x | Bank IncomeOffer Letter | Needs Review | Linking Error |
Trusted by property teams screening thousands of applicants
Show your work
Every flag has an explanation.
When an application doesn't pass, your team sees which document was flagged, why it failed, and which attempt triggered it. Every decision has a record.
- Full per-attempt verification history
- Specific reason for each document failure
- Verification method and source on every record
- Flag explanation in plain language
D. Nguyen
- Property
- Harmon Square
- Unit
- 307
- Monthly Rent
- $2,400.00
- Total Monthly Income
- $2,180.00
- Income Level
- 0.91x
- Report
- Download
- Applicant Name
- D. Nguyen
- Method Used
- Document Upload
- Verification Date
- 04/02/2026
- Documents Uploaded
- 3
- Invalid Docs Count
- 2
- Scanned Docs Count
- 1
The Problem
A forged pay stub looks exactly like a real one.
AI tools generate pay stubs with correct YTD math, real employer names, formatting indistinguishable from an actual ADP printout. Your team can't tell. Most screening software can't either.
- Pixel-perfect forgeries
- Modern PDF tools produce documents that pass every visual check. ProofUp reads the raw file data. The forgery shows up there.
- Identity mismatch
- A name and SSN on paper doesn't tell you who's actually at the showing. That's a separate check from the document.
- Unverified = risk
- Applicants approved without verified income default 4× more often. That number doesn't move until the screening changes.
ProofUp verifies the income before you hand over the keys.
Three Pillars
Income. Identity. Fraud.
Three things have to be true before you hand anyone a lease. Every application checks all three.
Income Verification
The applicant connects their bank and payroll via Plaid. Income comes from the account, not a document. For applicants who upload instead, AI reads deposit frequency and actual earnings. Works for gig workers and guarantors.
ID Verification
Government-issued ID photographed front and back. Live selfie taken. Facial recognition confirms the two match. The person at your door has to be the person on the application. Borrowed identities get caught here.
Fraud Detection
For applicants who upload, every PDF gets read at the data level. ProofUp checks the file structure: hidden text layers, metadata, generator fingerprints, post-generation edits. Tampering shows up in the data even when the document looks clean.
The Pipeline
Application to decision. Three minutes.
Every applicant runs the same checks. Your leasing team gets the result.
Applicant Gets the Link
Your team sends a link. The applicant opens it in any browser. No app needed. If they connect their accounts directly, no document uploads required.
Income Verified
Bank and payroll connected via Plaid, income pulled from the account. For applicants who upload instead, AI reads actual deposit history.
Identity & Fraud Checks
Government ID matched to a live selfie. Uploaded documents analyzed at the byte level for manipulation, generator fingerprints, and metadata mismatches.
Decision Delivered
Pass, Flag, or Fail, with the specific signals behind every flag. Your team makes the call with evidence in hand.
Compare
Why teams switch to ProofUp.
| Manual Review | Legacy Screening | ProofUp | |
|---|---|---|---|
| Income Source | Applicant's word + a document | Document only | Direct from bank & payroll |
| Forged Document Detection | None | Limited checks | Byte-level + ML + rules |
| Identity Verification | Photocopy check | Basic KBA | Gov ID + live selfie match |
| Turnaround | Hours–days | Minutes | Under 3 minutes |
| Gig & Non-Traditional Income | No | No | Yes — bank-linked |
| Fraud Pattern Learning | Static | Static | Continuous, AI → rules |
Real Results
Results from portfolios that verify income at the source.
“We needed a solution that served a wide variety of applicants, including those without traditional forms of income. ProofUp's flexibility in supporting multiple verification methods, while maintaining rigorous fraud standards, has been a game changer for us. They have also been extremely receptive to our product feedback which has helped adoption grow rapidly throughout our portfolio.
— Eddie Nientimp, Centralized Operations Manager, ResProp Management· Austin, TX · 24K+ units
Know the income is real.
Before the lease is signed.
Your team stops making calls based on a PDF. ProofUp pulls income from the account, matches identity to a live selfie, and reads every uploaded document at the data level. Three minutes per applicant.